Loan About to Mature? Explore Bridge Loan Solutions Before Time Runs Out.
Don't let today's interest rates force you to sell a good property.
If your commercial mortgage is maturing within the next 12 months, we can help identify bridge financing and refinancing options. Many commercial property owners financed between 2020 and 2022 at rates between 2.9% and 4.5%. Today, refinancing may no longer work. A bridge loan may provide the additional time needed to preserve ownership and position your property for future refinancing.
Today, refinancing may no longer work due to:
- DSCR constraints
- Reduced loan proceeds
- Higher interest rates
- Occupancy challenges
- Lender restrictions
Who This Is For
- Loan matures within 12 months
- Current rate below 5%
- Refinance no longer works
- DSCR issues
- Reduced loan proceeds
- Want to keep the property
- Need more time
Why Owners Use Bridge Financing
- Avoid forced sale
- Preserve equity
- Improve occupancy
- Increase NOI
- Gain additional time
- Prepare for permanent financing
Estimate Your Bridge Debt Coverage
Drag the slider to your current loan balance and see how much a bridge loan could potentially cover — plus the estimated carrying cost and term.
Estimates for illustration only. Actual coverage, rate, and term depend on property value, LTV, DSCR, occupancy, and lender underwriting. Chakea Financial is not a lender.
Bridge Loan Questions, Answered
Clear, institutional answers to the questions commercial property owners ask before loan maturity deadlines.
Take the first step
Take the 60-Second Assessment
Answer a few questions about your property and loan. We'll show you whether a bridge loan may help preserve your ownership.
Start the Assessment